By clicking Pay, you authorise Maroc Pages to process your payment via CMI.

• Transactions are encrypted and protected under PCI DSS standards.
• Maroc Pages does not store or access your full payment card details.
• 3-D Secure authentication may be required by your issuing bank.
• Payment is subject to approval by your bank and the CMI platform.
• Transactions may be delayed or declined by card-issuer or CMI in case of suspected fraud or insufficient funds.

If you notice any unauthorised transaction, contact your bank and Maroc Pages immediately.

We accept payments via:

• Moroccan and International Visa, MasterCard, and Maestro cards.
• Select e-wallets and digital payment systems approved by CMI.

Currency & Conversion:

• Payments are processed in Moroccan Dirhams (MAD) unless otherwise stated.
• If you pay with a foreign card, your bank may apply conversion fees.
• Certain cards, banks, or countries may be excluded.
• No minimum amount or surcharges on card payments (Moroccan regulations).

Refunds follow Maroc Pages’ policy:

1. Eligibility:
Refunds apply only to services that have not been activated. Once a listing/campaign is live, refunds are no longer guaranteed.

2. Request Procedure:
Contact billing@marocpages.com within 7 calendar days of payment. Include order number and transaction reference.

3. Processing Time:
Refunds typically appear within 5 to 10 business days. Maroc Pages cannot guarantee immediate fund reversal as this depends on your bank.

4. Non-Refundable:
Active campaigns, custom content/design, and subscription renewals once the period has begun.

5. Partial Refunds:
If approved for a partially completed service, administrative fees may be deducted.

• Cancellation: You may cancel before your order is confirmed/activated. Once live, it follows the refund process.
• Charge-Backs: Unauthorised charge-backs initiated through your bank may result in account suspension and additional fees. Please contact us first to resolve issues.

Disclaimers:

• Maroc Pages = Merchant. CMI = Payment Processor.
• Responsibility for routing lies with the card issuer/bank.
• Maroc Pages is not liable for failures due to: Incorrect card details, Insufficient funds, or 3-D Secure failure.
• Prices/Availability may change until payment is finalised.

Legal Compliance:

Payments processed under Moroccan regulations:

• Law No. 09-08 (Personal Data)
• Law No. 31-08 (Consumer Protection)
• Law No. 53-05 (Electronic Exchange)

For any payment or refund inquiries:

• 📧 info@bgh.ma
• 📞 +212 (0) 783 515 638
• 🏢 Avant Estates SARL AU

By proceeding with payment, you confirm that you have reviewed Maroc Pages’ Payment Terms and Privacy Policy.